Heavy equipment dealers

Insurance tailored to equipment dealers

Complex risks come with renting, leasing, repairing and selling machinery. We understand. That’s why UFG offers customizable insurance coverages for heavy equipment dealers across a broad range of industries.


See how we strive to deliver on our promises to agents.
UFG is a standout insurance choice for a variety of heavy equipment dealers, whether commercial, industrial or agricultural. Leaning into deep underwriting expertise and our emphasis on personal relationships, we aim for agents and policyholders to count on us for coverage solutions.

Key coverages

A sampling of UFG property and liability insurance coverages for equipment dealers includes:
  • General liability
    • Dealership coverage for truth in lending, dealers insurance agent E&O and title E&O
    • Mechanics E&O
    • Broad form products coverage
    • Broadened named insured
    • Various additional insured grants automatically included (even more available standalone)
  • Property/inland marine
    • Lease and rented property coverage, including business income option
    • Loaned equipment
    • Customer property for repair or service
    • Tools intended for sale or lease or rental
    • Equipment transportation
    • Equipment sold under installment sales plan
  • Commercial auto
    • Broad form insured
    • Additional insured when required by contract
    • Waiver of subrogation
    • Hired non-owned auto physical damage
  • Workers compensation
    • Voluntary compensation
    • Foreign coverage

Claims service that equipment dealers can count on

To us, every claim is an opportunity to prove to our policyholders that they made the right decision by choosing UFG. With 24-hour claim reporting and convenient claims payment options, count on our prompt and responsive service to help get back to business. 

Underwriting appetite

UFG has a broad appetite for construction and industrial machinery and equipment, especially when equipment dealers value a safety-focused culture and strong fleet management.

Find more resources from UFG

Risk control

Resources to help heavy equipment dealers prevent losses and promote safe worksites.

Surety bonds

Surety bonds available in all 50 states.

Products

A closer look at our insurance products for businesses. 

Blog articles

Informative and timely blog posts for business owners.