BOP-Pro Restaurant
Restaurant owners have poured themselves into cooking up a one-of-a-kind dining experience. Let's serve some extra peace of mind.
From the back of the house to the front, protect the fruits of labor with BOP-Pro Restaurant — an enhancement of the trusted BOP-Pro businessowners policy from UFG Insurance. Property and liability coverages specific to the food industry help make this policy a recipe for continued success if bad luck strikes.
Key restaurant coverages include:
Food contamination
This vital protection could provide coverage for cleaning equipment following a board of health visit, some types of medical care for employees and rebuilding brand reputation by assisting with advertising costs.
Coverage for outdoor-patio dining, including canopies, awnings, decks and walls
An especially important consideration as more establishments add outdoor seating, BOP-Pro Restaurant may cover that space when a standard businessowners policy often does not.
Alcohol inventory at menu-selling price
This coverage may reimburse alcohol losses at selling price instead of actual cash value or replacement cost — a benefit that's sometimes hard to find.
Catering penalty expense reimbursement
This reimbursement may help with fees if the restaurant is unable to follow through on a catering commitment due to a covered property loss.
BOP-Pro Restaurant also has higher limits than standard BOP-Pro on some coverages like:
- Triple the number of covered days.
- Up to $10,000 coverage for a detached; a perk not found in the standard.
- Up to $25,000 coverage for attached; that may be $24,000 more than the standard.
- Only 24 hours; that's potentially days sooner.
- Up to $25,000 or actual loss sustained for a 15-day period whichever is less; that may be $24,000 more than the standard.
Explore other BOP-Pro Plus endorsements:
BOP-Pro Plus
