Insurance agent with stick notes over eyes.

BOP-Pro Contractor

As an enhancement of BOP-Pro, BOP-Pro Contractor builds sturdy support for hard-earned reputations like that of a contractor.

Download our BOP-Pro Construction contractor information.

End customers trust contractors to do the job right. Protect that trust with BOP-Pro Contractor property and liability coverages tailored to the needs of contractors everywhere.  

Key contractor coverages include:

Contract with gavel iconContractual penalties
Unforseen things happen to even the most trusted contractor; if the business is unable to follow through on a contractual obligation due to a covered loss, this coverage may help with associated fees.

Waiver icon with penBlanket waiver of subrogation
Don't let the waiver of subrogation in an end customer's contract cause worry — it's included in BOP-Pro Contractor.

Hand holding money with rotating arrow iconRental reimbursement for contractor's equipment
If damage to a critical piece of equipment means renting a replacement for a while, this coverage is meant to help foot the bill, especially in a time of need. 

BOP-Pro Contractor also has higher limits than standard BOP-Pro on some coverages like:

Business income ordinary payroll
  • 30 more covered days.
Property off premises
  • The limit is more than double.
Business income waiting period
  • Only 24 hours; that's potentially days sooner.
Accounts receivable
  • The limit is five times more.

BOP-Pro Contractor Plus

Want to level BOP-Pro Contractor coverage up a notch? Explore a Plus endorsement.

BOP-Pro Contractor Plus offers "additional insured" statuses that can be hard to find in other businessowners policies, for example:
  • Products-completed operations, including upstream parties.
  • Owners, lessees or contractors; automatic status when required in construction or service agreement with you, including upstream parties.
  • Owners, lessees or contractors; controlled insurance program (wrap-up) off-premises operations only.

And adding a Plus endorsement to BOP-Pro Contractor also adds higher limits on some coverages like:

Pollutant cleanup and removal on your covered property.
  • Five times higher per location.
Accounts receivable.
  • The limit is double.
Newly acquired or constructed property.
  • Four times higher for buildings.
  • Five times higher for business personal property.
  • 150 more covered days for business income.

Explore other BOP-Pro Plus endorsements:

Questions, comments or feedback?

We’re here to help you get the most out of our new experience. If you have a question please don’t hesitate to contact us at smallbusiness@unitedfiregroup.com. We'll respond as soon as we can.